Employee benefits and Spousal HRA strategy

Healia’s Post-Deductible HRA lets eligible families keep contributing to an HSA while receiving healthcare reimbursements through the TCO spousal HRA.

Healia goes by land, by sea and by air to reach employees during open enrollment. But there's another important person in the benefits decision: their spouse. Here's how we're helping HR teams reach both.

Most employees don't have their spouse's health plan on hand, and the DST's recommendation depends on it. Three updates make it easier to get that plan into the comparison: a new starting point, three ways to add the spouse's plan and a spouse invite.

Renewal numbers are in, but there's still time to implement a spousal HRA for 1/1/2027. Here's the real timeline, and what's at stake for fully insured and self-funded plans.

Employers expect health benefit costs to rise 8.2% in 2027, the sharpest increase since 2003, and most plan to pass more of it to employees. Here's why, and the option most renewal decks skip.

See how a Total Care Option can help families reduce out-of-pocket healthcare costs while helping employers manage the cost of family coverage. Preview: Two families. The same healthcare needs. A very different experience with the cost of care.

Health insurance decisions look different for every household. Here's how the Decision Support Tool helps HR give employees a personalized way to figure out what makes sense for their family.

No news is good news, especially during open enrollment. Here's how Healia's claims process is built so employees rarely need to escalate anything to HR, and why that matters more than the reimbursement speed alone.

Disney just told employees their spouse's coverage is someone else's problem now. Here's why more employers will follow, and why it doesn't have to look like this.

A benefits guide can explain a spousal HRA. It can't answer the question an employee has about their family. Here are the questions employees actually bring to Healia.

A spousal HRA doesn't take coverage away, it adds an option — and that addition can meaningfully lower costs. Here's the case for 'subtraction by addition.

Funding level, premium coverage, and multi-channel education decide spousal HRA enrollment. Here's what the data says actually moves the number.

A spousal HRA pays employees to move their family onto a spouse's plan, capping employer liability. Here's how it works and what it returns.

Healia just announced $18M in funding. We're fixing a benefits system that has never worked the way dual-income families actually live. We're building in Columbus, Ohio, and we're hiring across sales, engineering, operations, and leadership. The best time to join was yesterday.