A benefit HR, employees, and Finance all want

Give employees more support for healthcare expenses while creating meaningful savings for your organization.

Healthcare costs continue to rise, and families are feeling it. The Total Care Option gives employees another way to access affordable coverage while helping employers build a more sustainable benefits strategy.

  • Fully insured: guaranteed savings on the renewal, the day a household enrolls.

  • Self-funded: your highest-cost families come off the plan, and off your claims exposure, entirely.

  • Every group: pay only for households that enroll. No setup fees. Nothing owed if nobody signs up.

Trusted by hundreds of employers and brokers nationwide.
Backed by 111° West Capital, Y Combinator, First Round Capital, and others. $33M in coverage delivered to families since 2021.
$383K

net savings

6x

return

Industrial distribution company, year 1

$2.5M

net savings

7x

return

National medical equipment provider, year 2

$164K

net savings

3.8x

return

Enterprise ecommerce company, year 1

Emily Higbie

Strategic Rewards Partner at Bloomreach

’’Healia has been really great for our employees. Utilization has been strong, the experience has been seamless, and the 4x return on investment has been amazing for our finance team.’’